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Employee Benefits — understanding, communication and flexibility are the
keys to providing the value our customers expect. PEN-PAY is dedicated to
working with our clients in developing a comprehensive approach to employee
benefits management. Our approach includes:
- Understanding our client’s philosophy towards providing a comprehensive employee benefits program that meet the needs of the employees
- Working to design benefit plans that implement the aforementioned philosophy while working within the financial guidelines of our client
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The key to implementing a successful benefits program, as defined by both employer and employee, is how well each program is communicated and explained to the employees. An employer can offer a great benefits package, but if the employees don’t understand them or the benefits are not communicated effectively, the program will be perceived poorly by the employees.
The days of a one size fits all generic benefits package are over. Today’s work force is more diverse than ever. Employees seek benefit programs that address their specific needs. The most successful benefit programs are those that have the feel of being personalized, customized and flexible to the needs of the employees.
At PEN-PAY we work with our clients every step of the way to accomplish their goals. We focus on offering a full suite of group insurance products as well as individual policies. In addition we work closely with our clients in delivering these programs in an efficient, well communicated structure.
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 Our product offerings include a full array of traditional group insurance products that include the following:
- Group Medical/HSA
- Group Dental
- Group Vision
- Short and Long Term Disability
- Group Term Life and AD&D
- Group Long Term Care
- Cafeteria
- 401(k)
- Non-Qualified Deferred Compensation
In addition to the traditional group product offerings, PEN-PAY can offer a variety of voluntary programs. These programs can include extension of traditional insurance products such as individual life, individual disability or long term care. Additionally, these programs can be expanded to offer such items as critical care insurance, pet insurance as well as insurance for employees home, auto and valuables.
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